But why u so tight on your coins?

sosouthern said:

So when's the right time to spend? You can't take them to next year's game, after the Super Bowl the game will mostly be over, right?

It’s gonna be different for everyone but for me personally I sell out for this promo. I usually get the holidays off work, I spend all my coins on the ghosts, plus whatever theme team I’m using and buy all the presents and see how many shiny new Ltds I can get. This is peak mut season right now.

Playoff promo is generally pretty mid, and Super Bowl is cool but that’s when the all 99 cheese bs starts, and when that happens I’m out until I come back and try to do rookie premiers. 

Prior to December I’m just very selective. I don’t jump theme teams, I don’t chase meta cards. I don’t buy Ltds (unless they’re reasonably priced). You really don’t need to do all that. Each promo has its own ups and downs, I try to buy cards 10% less than whatever current market value is.

Thank you for your response. It appears that some individuals enjoy engaging in disruptive behavior online. I was simply curious as to why some people choose to retain their virtual currency, under the impression that it will maintain its value until the next iteration of the game.

sosouthern said:

dear friend, first and foremost, this is indeed a forum for discussion. Secondly, I genuinely have no strong feelings regarding your personal decisions concerning your in-game currency, as this is, after all, a video game. Thirdly, my original inquiry was simply an attempt to understand the rationale behind others' tendency to accumulate in-game currency as if it held real-world value. Nevertheless, I appreciate your response.

I appreciate the kindness on here dear friend! Love the positivity, let’s keep it going

Tbh it depends if you’re playing this game competitively or not.  At the comp levels you need every advantage and the alternative to saving coins is spending big time/money.  Otherwise, I suppose you could argue for not hoarding said coins.  For me, I like to have the ability to purchase any card I like the day it drops (although I rarely do).  The stuff like presents, sb promo, mf, etc is where I prefer to spend so I save my coins for those so I’m ready and able.

phatalerror said:

You don't seem to understand how the MUT economy works, nor the edge you can get by buying smart. And your statement even seems to contradict itself: You admit that inflation takes a bite out of your lineup's value, but then suggest that spending for items has the better value.

A lot of users avoid spending coins below a certain minimum to ensure they can maintain a "coinstack". I made around a million coins today through a variety of transactions, and crested 96 OVR with my lineup long enough to update my binder. I then promptly sold the Ronnie Lott that got me there, making about 100,000 coins on the flip, and getting me back above 10 million. You simply cannot have that sort of versatility when you're trying to navigate MUT with a half-million coins.

Coins are the currency that doesn't get killed by inflation: As the cost of training drops throughout the year, the cost of higher OVR items today ends up being what an item with an OVR 2 points lower cost about a month ago. So to summarize, yeah, I hold onto my coins, as having currency is the only way to buy on the dip, and only if you buy on the dip can you have a position that can reasonably sell high in the near future.

Great analysis and response!  Well said

CTOUGH23 said:

Tbh it depends if you’re playing this game competitively or not.  At the comp levels you need every advantage and the alternative to saving coins is spending big time/money.  Otherwise, I suppose you could argue for not hoarding said coins.  For me, I like to have the ability to purchase any card I like the day it drops (although I rarely do).  The stuff like presents, sb promo, mf, etc is where I prefer to spend so I save my coins for those so I’m ready and able.

Nice!

This also brings us back to the card you want that you waited for. It could be a complimentary card or an unbranded card with comparable attributes at a lower cost, which is what I find perplexing. There isn't a significant advantage in Ultimate Team. It's akin to choosing Target over Walmart, or perhaps more accurately, a name brand versus a store brand. That's why I say no need to hold on to coins, no one gets advantage in ultimate team, if your team is up to date, you will almost never get pack luck. It's basically keeping everyone at the same level. It all boils down to can you play this game or not cards don't matter, too much rng. Hope I didn't say too much.

sosouthern said:

Example the Ronnie lott,  so u think the free bates or Mays cant do same ? Its really about can you play the game or not. To be honest

Right now, Ronnie Lott gets two free abilities, whereas Zero Chill Mays gets one (he's my SS), and Bates gets none. Therefore, Lott is the better player by a mile. If we come back around to this after the Zero Chill period ends and the 0 AP abilities "thaw", maybe you have an argument.