You can easily queue into your friends (queue snipe) on the "Road to the Super Bowl" H2H mode. Especially if you turn off cross play first. Today is the last day to do this.
Just queue at the exact same time as your friend and you can get free wins with concedes all the way through the Super Bowl for free 94 OVR playoff cards.
You can get someone all the way to the 94 pack in about 10 minutes if you are fast.
300,000 coin cards in 10 minutes.
Non-playoff games are easiest to snipe, you get matched with your friend almost instantly.
Playoff games take a minimum of 10 seconds to match you with your friend since they aren't also in the playoff queue.
Super bowl games take 20 seconds to match you with your friend.
If you see the estimated time remaining switch to 15 seconds at the same time as your friend, it worked, otherwise back out before the game pops to save an attempt.
If the non-playoff player matches before the playoff player (Cancel option disappears), have the playoff player instantly back out to save an attempt.
From what I can tell, many people are doing this right now since there are many people instantly conceding games when you find a random opponent. This is because it takes less time to try another queue snipe run all the way to the super-bowl (<10 minutes) rather than play through a single game of madden.
On the accounts I've seen, only the accounts that have posted the 94's on the auction market have been banned for cheating. Looks like EA doesn't care as long as it isn't hurting their economy / bottom dollar.