The LTD has an Xfactor that starts on, can be deactivated but only stays off for one play and turns back on. so its basically a baked on (almost always on) free xfactor
the 95 has a baked on xfactor, but its pointless, its just like any other wr with double me, or lb with avalanche. it has to be activated the normal way, and its not unstoppable
you can get unstoppable xfactors for 3 ap but we already had that.
this isnt as game breaking as the supebowl xfactors 2 years ago unless they make the ltds way less rare